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About Us

Whether you are keen on small investments or playing it big,

We provide financial advice and distribute various investment products

 With the most efficient & widest range, customized specifically to your NEEDs.


Incorporated in 1994,

We come into the financial advisory services in 2005.

Our easy approach to investments, Unbiased opinion on need based products,

personalized attention, along with post investments on line service has earned us

respect of over 1000 families, who invest regularly through us in a range of financial products

like, stock market, mutual funds, SIPs  & PMS of various mutual funds, Life Insurance, IPO, ETF, Post Office Saving Schemes, Bonds, NCDs, Corporate Fixed Deposits & Tax Saving schemes, etc.

Our Advisory services are based on understanding of the financial Markets and more importantly our investors, we take care to thoroughly understand our investors profile, their investment needs & objectives we analyze their appetite for risk & construct investment portfolio based on the information. Every Customer Gets personalized individual attention, irrespective of their investment size. We believe in educational Investment, and that’s why we called What you NEED...When you NEED.


SAMPARK is a trusted brand

in the field of investment & financial services.

We develop as a value investot by earning our client’s trust

through continuous improvement & maintaining everlasting relationship

driven by our mottos ‘What you NEED…When you NEED...@”.


We Deals With..

Demat Account :

We are the francise of indias Top Brand Reliance Money, who provides

3 dimensional trading systems, with lowest brokrage available in the market.

We provides a range of Insurance Products and Mutual Fund Products from some of the BEST NATIONAL BRANDS.

In Life Insurance


LIC - Life Insurance Corporation of India


In Health Insurance

Bajaj Allianz General Insurance Company Ltd.

Max Bupa Health Insurance Company Limited

Reliance General Insurance

Star health Insurance company.

The Oriental Insurance Company Ltd.


In Mutual Funds:

AIG Global Investment Group

Birla Sunlife Mutual Fund

DSP Merrill Lynch Mutual Fund

DWS Investments

HDFC Mutual Fund

ICICI Prudential Mutual Fund

Reliance Mutual Fund

SBI Mutual Fund

Principal Mutual Fund

JM Financial Fund

Kotak Mutual Fund

Tata Mutual Fund


SEBI registration No for Sub-Broker

NSE : INB23123483

BSE : INB011234839


IRDA License No. 2763456

ARN No. : ARN-70141

EUIN : E061500

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Family Account

Access your family member's Portfolio
with one single login


Transact Online

Invest Online in Lumpsum or SIP
in mutual fund schemes.


Save Tax

Check out Tax Savings
and Invest into ELSS Funds



View your current market value,
your profits & losses.



Calculate the amount of wealth
required for your goal



Explore Mutual Fund schemes
and their performance


Focused Funds

Check out our recommended funds
and invest into them


Market Views

Get monthly market outlook
from the experts


Upload and save
your important documents.



Mobile App

Manage your wealth & track your family’s portfolio with one single login. You can easily and quickly invest in Mutual Funds from the app. Explore funds, view their performance and invest. Start an SIP or invest Lumpsum. Check out our recommendation of funds under Focused Funds. Whether you made profits or loss, check out from the reports. Simply Login and setup a 4 digit PIN for subsequent login so that you don’t need to enter your Username & Password every time. Download Now!

Mutual Funds

We believe that mutual funds are the best investment instruments for your long term wealth creation.

What is a Mutual Fund?

A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. A Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

Why invest in Mutual Funds?

Reduces your Risks: Mutual Funds diversify your portfolio by investing in various securities & thus minimizes the risk.

Liquidity: Mutual Funds can be bought and sold on any dealing day as the issuer is bound by their agreement to buy it back from you at the days prevailing price no matter how large the number of units you hold.

Affordability - The minimum investment in mutual funds starts from Rs 1,000 or Rs.100/-. A Mutual Fund allows even a small investor to take the benefit of its investment strategy.

Low Costs - Mutual Funds are a relatively less expensive way to invest because the benefits of scale, the brokerage, custodial and other fees translate into lower costs for investors.

Regulated for Investor Protection - All Mutual Funds in India are registered with the regulator of the Indian securities industry - the Securities and Exchange Board of India

Transparency - The investor gets regular information on the value of his investment along with the fund managers investment strategy and outlook.

With our Online LOGIN account, you can purchase and redeem mutual fund schemes of all major fund houses online without the hassle of filing up lengthy application forms


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Market Views

What is SIP, and why should you invest in it?


Most of us may not have a detailed idea of what SIP is in mutual funds. SIP, short form for Systematic Investment Plan, is an investment strategy in which an investor regularly invests a fixed amount of money in a mutual fund scheme. This blog provides a brief overview of SIP, its potential benefits, how it works, and why it can be a good investment option for long-term wealth creation.


What is SIP investment?


SIP investment is a method of investing an amount periodically in a mutual fund scheme of your choice. SIPs can be made either monthly, quarterly, or yearly, and the amount can be as low as ?100 per month. This investment approach is designed to help investors avoid timing the market and take advantage of disciplined investing, eventually resulting in compounding.


SIPs offer several benefits, such as averaging out the cost of buying units, disciplined investing, flexibility, and convenience. If planned properly and in advance, they may prove to be a great option for long-term wealth creation and help in achieving financial goals such as buying a house, saving for retirement, or children's education.


In the rest of this blog, we will explore how SIPs work, the potential benefits of SIPs, how to invest through SIP, the different types of SIPs, the difference between SIP and lumpsum, and factors to consider while investing by way of SIP. By the end of this blog, you will comprehensively understand SIP's meaning and how it works. This can help you to make informed investment decisions for your financial future.


How does SIP work?


Since we now know SIP meaning, we will try to understand how it works. As an investor, one needs to understand thoroughly their goal of investment and also their own risk appetite. Once this is clear, one has to research and find a sync in investment ideology with a particular scheme. Once the investment options are finalized, define the period and the frequency of investment, which can be, say, on a monthly basis. The investment is deducted automatically from the investor's bank account at the predefined frequency and invested in the mutual fund scheme. The invested amount is used to purchase units of the mutual fund scheme at the prevailing Net Asset Value (NAV). Over time, this strategy helps in averaging out the cost of investment and reducing the impact of market volatility on the overall returns.


Benefits of SIPs


In the ever-evolving markets, SIP still continues to be a popular investment choice because of the benefits that it offers. Below is the list of potential benefits of SIP investment.


  • Power of Compounding: Theoretically, the power of compounding in SIP refers to where the generated returns, if any, on the invested amount are reinvested and added to the investment amount, and over time, this, in a way, grows the investment portfolio.


  • Rupee Cost Averaging: SIP enables investors to benefit from rupee cost averaging, which refers to the practice of investing a fixed amount at regular intervals, irrespective of market conditions, which averages out the cost of investment and helps reduce the impact of market volatility on the investment returns over time.


  • Flexibility: SIP offers flexibility in terms of the amount to be invested and the duration of the investment, allowing investors to customize their investment strategy as per their financial goals and risk appetite. Many mutual funds now offer the option of Smart SIP; the investment amount differs based on market valuations.


How to invest in SIP?


  • Complete your KYC: To invest in mutual funds, one needs to complete their KYC. KYC can be done while investing by providing pan card details & address proof like an Aadhar card and such other details as may be requested at the time of making the investments.


  • Identify your financial and investment goals: Determine your investment goal and the amount of money that needs to be invested regularly. It is important to choose an SIP that suits both your investment goals and risk appetite.


  • Select the suitable Mutual Fund Scheme: Based on the selected investment goal, choose a mutual fund scheme that aligns with your financial objectives, risk tolerance, and investment horizon. You can evaluate mutual fund schemes based on their performance history, asset allocation, and fund manager expertise. Investors can also invest to save on tax by investing in various mutual fund schemes. However, it must be understood that past performance is no guarantee of future returns.


  • Select the investment frequency: Decide on the frequency of your investment and the amount to be invested. You can choose to invest in SIP monthly, quarterly, or annually at your convenience. Besides, an investor can also decide on what should be the investment amount and how much return it can help generate. Here, he can take the help of an SIP calculator, which is essentially a simple tool to estimate the returns of investment


Once you have completed these steps, you can initiate your SIP investment by submitting the necessary documents/details and providing your bank account details to start investing in the chosen mutual fund scheme.


Different types of SIP


Since we now know what SIP is, the benefits of SIP investment, and how it works, we will try to understand the various types of SIPs available. Below is the list:


  • Fixed SIP: In this type of SIP, the investor invests a fixed amount of money at regular intervals, such as monthly, quarterly, or annually.


  • Top-up SIP: This type of SIP allows investors to increase their investment amount at regular intervals. For example, an investor may start with a monthly SIP investment of ?5,000 but can choose to increase it by 10% after a year.


  • Perpetual SIP: This type of SIP allows investors to invest in mutual fund schemes for an indefinite period of time. The investor can choose to stop investing at any point in time.


  • Flexible SIP: This type of SIP allows investors to invest varying amounts at different intervals. For example, an investor may choose to invest ?10,000 one month but only ?5,000 the next month.


What is the difference Between SIP and Lumpsum?

SIP & Lumpsum are the two most popular ways of investing in mutual fund schemes. SIP, short form for Systematic Investment Plan, is a method of investing a fixed amount of money at regular intervals. At the same time, Lumpsum, also known as, One-time purchase, refers to investing a large sum of money in one go.


Factors to consider while investing via SIP


SIP investment requires careful consideration of several factors to make it a fruitful choice. Here are the most important factors to consider while investing through SIP:


  • Performance of the Scheme: Analyzing the performance/past performance of a mutual fund scheme is critical before investing in it. Investors should check the fund's track record in terms of returns, volatility, and consistency. A scheme's performance can also be analyzed as regards to its benchmark index. However, it must be understood that the past performance may or may not be sustained in future, and the scheme performances may vary depending upon the market conditions.


  • Analyze the risk appetite: All investments come with some level of risk, and SIP is no different. Hence, it is important to understand the risk involved in the scheme before investing. Investors should evaluate the fund's risk profile based on factors such as asset allocation, portfolio composition, and the fund manager's investment style. This analysis can help investors determine whether the risk-reward trade-off is acceptable for them.


  • Identify the goal and duration: The primary purpose of investing via SIP is to achieve a financial goal, such as buying a house or saving for retirement. Hence, investors must determine their financial goals and the time horizon for achieving them. This information will help them choose a scheme that aligns with their investment objectives and matches the investment duration.


To sum up, what is SIP investment? SIP is a long-term investment option, and investors may invest in a fund that syncs essentially with their investment goals and risk profile. Investing via SIP requires discipline and patience, and investors should not get swayed by short-term market movements. By considering the above factors, investors can make informed decisions, and it can help them achieve their investment goals. An investor should always keep in mind that mutual fund investments are subject to market risks, and past performance is not a guarantee of future returns.


Frequently Asked Questions


How much money do I need to start an SIP?


One can start with SIP basis their own risk appetite and the ability to invest. The minimum SIP instalment is based on the mutual fund scheme selected. It can start from as low as ?100 per month.


Can I stop or change my SIP investment at any time?


An investor can stop or modify the SIP as per their requirements at any point in time. The user can log in to their mutual fund account, like Kotak Mutual Fund account, through their credentials and select the SIP which needs to be cancelled.


What is the power of compounding?


Theoretically, compounding means the returns generated, if any, on investments get added back to the investment amount.  So the interest earned, if any, is then calculated on the new investment amount, which is the originally invested amount, along with the returns earned, if any, on the same.


What is the difference Between SIP and Lumpsum?


SIP & Lumpsum are the two most popular ways of investing in mutual fund schemes. SIP, short form for Systematic Investment Plan, is a method of investing a fixed amount of money at regular intervals. At the same time, Lumpsum, also known as, One-time purchase, refers to investing a large sum of money in one go.



The document is not intended for distribution to or use by any person in any jurisdiction where such distribution would be contrary to local law or regulation.  The distribution of this document in certain jurisdictions may be restricted or totally prohibited, and accordingly, persons who come into possession of this document are required to inform themselves about and observe any such restrictions.


The document includes statements/opinions which contain words or phrases such as "will", "believe", "expect" and similar expressions or variations of such expressions that are forward-looking statements. Actual results may differ materially from those suggested by the forward-looking statements due to risks or uncertainties associated with the statements mentioned with respect to but not limited to exposure to market risks, general and exposure to market risks,  general economic and political conditions in India and other countries globally, which may have an impact on services and/or investments, the monetary and interest policies of India, in?ation, de?ation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc.


Past performance may or may not be sustained in future.  Kotak Mahindra Asset Management Company Limited/ Kotak Mahindra Mutual Fund is not guaranteeing or forecasting any returns/future performance. SIP does not guarantee of any profit/loss in declining/upward markets. Investors may consult their financial advisors and /or tax advisors before making any investment decisions.


Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Dear All,


Please click here for Monthly Equity & Debt Outlook Presentation – July 2022.


Key Events for the Month of June 2022:


  • Nifty (-4.8%) corrected sharply, as the markets got worried due to hawkish Fed and recession concerns
  • The S&P 500 and Nasdaq corrected ~8%
  • The World Bank cut India's economic growth forecast for the current fiscal to 7.5% as rising inflation, supply chain disruptions and geopolitical tensions taper recovery 
  • RBI's MPC decided to hike the Policy Repo Rate by 50 bps to 4.9% in its June meeting
  • Gross NPA ratio of banks fell to six-year low of 5.9% in March: RBI
  • The CPI inflation rate for May 2022 cooled from the 8 year high in April and came in at 7.04% on the back of the base effect while WPI inflation surged to a record high of 15.88% in May
  • GST revenue collection for June was at Rs 1.44 lakh cr; up 56% year on year
  • Manufacturing PMI weakens to 53.9 in June due to rising input costs, inflation concerns
  • FIIs continued being net sellers in the month of June 2022 and were net sellers to the tune of -$6.4bn even as DII buying continued at +$5.9bn
  • Brent Crude was extremely volatile and touched ~$125/ barrel before correcting ~$110/ barrel

Dear All,

Please click here for Highlights of RBI’s Monetary Policy | June 2022.

Key Highlights:

  • MPC votes unanimously to hike repo rate by 50bps to 4.90%
  • The MPC has dropped the phrase “remain accommodative” from the stance
  • RBI increases FY23 inflation forecast by 100 bps to 6.7%
  • RBI retains FY23 GDP outlook at 7.2%
  • RBI is likely continue to withdraw excess liquidity in a calibrated manner over a multi-year time frame
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05/09/2023 14:55:24
Introducing Kotak Multi Asset Allocation Fund by Mr. Nilesh Shah | Load It. Latch It. Leave It.
05/09/2023 14:55:13

Contact Us


9333100221 8637850021
Email samparkonline@yahoo.co.in
Address: 75(193) G.T.ROAD
Asansol, West Bengal 713303
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